Frequently Asked Questions

Our funding program helps US-based businesses secure operational capital when traditional financing options may not be available. We work with businesses facing financial challenges to find appropriate funding solutions tailored to their specific needs and circumstances.

Unlike traditional bank loans that often require excellent credit scores and extensive business history, our funding program considers alternative qualification factors. We look at your business's overall financial health and potential rather than focusing solely on credit scores or past financial difficulties.

Funding amounts vary based on your business needs and qualification factors. Our programs typically range from $10,000 to $500,000, with terms structured to align with your business's cash flow and operational requirements.

We pride ourselves on transparency. While there are no application fees, certain funding options may include processing or origination fees that are clearly disclosed before you commit to any funding agreement.

Once approved, most clients receive their funding within 3-7 business days. The exact timeline depends on the completion of all required documentation and the specific funding program you qualify for.

The process begins by completing our initial application form on the Application Process page. After submission, one of our funding specialists will contact you to discuss your business needs and guide you through the next steps.

Initially, we'll need basic information about your business including ownership details, time in business, and general financial information. As you progress through the application process, you'll need to provide more detailed documentation through our secure Document Upload Portal.

Most applications can be processed within 2-3 business days after we receive all required documentation. Complex cases may take longer, but our team works diligently to expedite the process while ensuring thorough evaluation.

Yes, our application system allows you to save your progress and return to complete it at your convenience. You'll receive an email with instructions on how to access your saved application.

Our initial application process involves a soft credit inquiry that does not impact your credit score. Only if you proceed with certain funding options might a hard credit check be required, which we would clearly communicate beforehand.

Typically, we require recent bank statements (last 3-6 months), business tax returns, proof of business ownership, valid government-issued ID, and possibly industry-specific documentation. The exact requirements will be communicated based on your business type and funding needs.

All documents are submitted through our encrypted Document Upload Portal, which ensures your sensitive information remains protected. The portal provides step-by-step instructions for uploading each required document.

Absolutely. We maintain strict confidentiality protocols for all client information. Our secure document handling system includes encryption for sensitive data like social security numbers, and we adhere to industry-standard privacy practices detailed in our Privacy & Security policy.

Our funding specialists can work with you to identify alternative documentation options or help you obtain the necessary records. We understand that every business situation is unique and strive to find workable solutions.

We maintain your documents securely for the duration required by regulatory standards and our internal policies. You can request information about document retention or deletion by contacting our customer service team.

Basic eligibility typically includes: being a US-based business, minimum 6 months in operation, and demonstrable business revenue. However, we evaluate each application individually and consider various factors beyond these basic requirements.

While profitability can strengthen your application, it's not always required. We consider your overall business model, cash flow patterns, industry outlook, and other factors that indicate potential for successful use of funding.

Yes, many of our clients have overcome credit challenges. Our funding programs consider multiple aspects of your business beyond personal credit scores, allowing us to help business owners who may not qualify for traditional financing.

While we work with businesses across most industries, there are some restrictions based on regulatory requirements and our funding partners' policies. Contact us to discuss your specific industry and business model.

Our standard programs typically require at least 6 months of business history. However, we do have specialized options for newer businesses with strong business plans and demonstrated market potential.

Funds are typically disbursed via direct deposit to your business bank account. We'll verify your banking information during the final stages of the approval process to ensure smooth and secure transfer.

Repayment terms vary based on the specific funding program you qualify for. Terms typically range from 3 to 24 months, with payment structures designed to align with your business's cash flow patterns.

Yes, most of our funding programs allow for early repayment. Depending on the specific program, early repayment may result in reduced overall costs. Your funding agreement will clearly outline any terms related to early repayment.

Our relationship doesn't end when funding is disbursed. We provide ongoing support through dedicated account managers who can help you maximize the benefits of your funding and address any questions that arise.

Many of our clients qualify for additional funding after establishing a positive payment history. Your account manager can discuss future funding opportunities based on your business growth and changing financial needs.